

Buy or refinance your home at a great low rate and save with our fixed-rate and adjustable-rate mortgages.
Lock in a low rate and payment
Refinance at a great fixed rate.
Tax advantages to owning a home
Income tax deductions you can only get by owning your home.
What happens after I apply for a mortgage?
Truth in Lending
Credit Report
PMI
Title Insurance
| Years | Points | Rate % | APR | Amount |
| Conforming 30 year fixed | 0 | 4.625 | 4.654 | >$100,000 |
| Conforming 20 year fixed | 0 | 4.375 | 4.410 | >$100,000 |
| Conforming 15 year fixed | 0 | 4.125 | 4.199 | >$100,000 |
| Conforming 10 year fixed | 0 | 3.875 | 3.981 | >$100,000 |
| Conforming 5/1 Libor | 0 | 3.625 | 3.666 | >$100,000 |
| Conforming 7/1 Libor | 0 | 4.000 | 4.350 | >$100,000 |
| FHA 30 year fixed | 0 | 4.375 | 4.417 | >$100,000 |
| Jumbo 5/1 Libor | 0 | 4.625 | 4.627 | <$1,000,000 |
Rates and APR's are based on loan to value ratios equal to or less then 80%, primary residence, and conforming loan amounts (unless otherwise noted). Rates are subject to loan amount, loan purpose, property type and location, credit rating, and lock in period duration.
Loan Amounts less then $100,000 + .50 points
Loan Amounts less then $50,000 + 1.25 points
For conforming loans + .25 points for escrow waivers
*Rates are subject to change without notice. For confirmation of current rates please contact a mortgage specialist at (800) SUN-1677. Your rate may vary according to various property and loan characteristics.
Other programs available:
JUMBO FINANCING - ADJUSTABLE RATE MORTGAGES - FIRST TIME HOMEBUYER - FHA - REVERSE MORTGAGES
Construction Loan Programs: Designed for Stick Built and Modular Homes Programs for Personal Residence - Second Home - Investment Properties
For Rates to be effective Application must be obtained and Rate Lock Agreement signed
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Talk to a Loan Officer today!
800-SUN-1677
SunHomeLoans@sunnb.com