Check out today's mortgage rates below!
Mortgages
Buy or refinance your home at a great low rate and save with our fixed-rate and adjustable-rate mortgages.
- Looking for a particular rate? Sign up for Sun’s FREE Mortgage Rate Tracker service.
-
Affordable Mortgage Programs
We make it easy for everyone to afford the
home of their dreams.
Get prequalified now
-
Residential Construction Lending
More ways to save
Lock in a low rate and payment
Refinance at a great fixed rate.
Tax advantages to owning a home
Income tax deductions you can only get by owning your home.
Frequently Asked Questions
What happens after I apply for a mortgage?
Truth in Lending
Credit Report
PMI
Title Insurance
Listen to our Podcast
*Rates are subject to change without notice. For confirmation of current rates please contact a mortgage specialist at (800) SUN-1677. Your rate may vary according to various property and loan characteristics.
Fixed
Program Conforming $417,000
Maximum LTV 95% / Primary Residence
| Years | Points | Rate % | APR | Amount |
| 30 | 2 | 4.875 | 5.082 | >$150,000 |
| 30 | 1 | 5.000 | 5.118 | >$150,000 |
| 30 | 0 | 5.250 | 5.280 | >$150,000 |
| 15 | 2 | 4.125 | 4.476 | >$150,000 |
| 15 | 1 | 4.250 | 4.450 | >$150,000 |
| 15 | 0 | 4.500 | 4.550 | >$150,000 |
Fixed
Non-Conforming $417,001 and over
Maximum LTV 95% / Primary Residence
| Years | Points | Rate % | APR | Amount |
| 5/1 ARM | 2 | 3.500 | 3.608 | >$417,000 |
| 5/1 ARM | 1 | 3.750 | 3.777 | >$417,000 |
| 5/1 ARM | 0 | 4.000 | 4.028 | >$417,000 |
| 7/1 ARM | 2 | 3.875 | 4.070 | >$417,000 |
| 7/1 ARM | 1 | 4.125 | 4.237 | >$417,000 |
| 7/1 ARM | 0 | 4.375 | 4.403 | >$417,000 |
Government FHA and VA + 0.25 to points
<$50,000 + 1.00 points
<$35,000 + 2.00 to points
FHA 203k + 0.75 to Rate
Escrow Waiver N/A
| Years | Points | Rate % | APR | Amount |
| 30 | 2 | 4.750 | 5.016 | >$50,001 |
| 30 | 1 | 4.875 | 5.052 | >$50,001 |
| 30 | 0 | 5.125 | 5.214 | >$50,001 |
| 15 | 2 | 4.250 | 4.705 | >$50,001 |
| 15 | 1 | 4.375 | 4.667 | >$50,001 |
| 15 | 0 | 4.625 | 4.776 | >$50,001 |
Please call for additional pricing.
APR Based on $50,001 Loan
Other programs available:
ADJUSTABLE RATE MORTGAGES - FIRST TIME HOMEBUYER - FHA
Construction Loan Programs: Designed for Stick Built and Modular Homes Programs for Personal Residence - Second Home - Investment Properties
RATES SUBJECT TO CHANGE WITHOUT NOTICE - For Rate to be effective Application must be obtained and Rate Lock Agreement signed
Click here for repayment examples
Talk to a Loan Officer today!
800-SUN-1677
SunHomeLoans@sunnb.com
The contents of this website are the sole property of Sun National Bank and related subsidiaries. Any unauthorized access or alterations to the company's server or website is prohibited and constitutes a crime punishable by law (18 USC 1030). Certain links from this site will carry visitors to external Web sites hosted by Sun's business partners whose privacy policies and security may differ from Sun National Bank.
