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Sun National Bank

 

 

 

Home Loans

Check out today's mortgage rates below!

 

Mortgages

Buy or refinance your home at a great low rate and save with our fixed-rate and adjustable-rate mortgages.
 



 

  • Residential Construction Lending

 

More ways to save

Lock in a low rate and payment
Refinance at a great fixed rate.

Tax advantages to owning a home
Income tax deductions you can only get by owning your home.

 

Frequently Asked Questions

What happens after I apply for a mortgage?
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PMI
Title Insurance

 

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 MORTGAGE RATES AS OF 07/29/2010


YearsPointsRate %APRAmount
Conforming 30 year fixed04.6254.654>$100,000
Conforming 20 year fixed04.3754.410>$100,000
Conforming 15 year fixed04.1254.199>$100,000
Conforming 10 year fixed03.8753.981>$100,000
Conforming 5/1 Libor03.6253.666>$100,000
Conforming 7/1 Libor04.0004.350>$100,000
FHA 30 year fixed04.3754.417>$100,000
Jumbo 5/1 Libor04.6254.627<$1,000,000

 

Rates and APR's are based on loan to value ratios equal to or less then 80%, primary residence, and conforming loan amounts (unless otherwise noted). Rates are subject to loan amount, loan purpose, property type and location, credit rating, and lock in period duration.

Loan Amounts less then $100,000 + .50 points

Loan Amounts less then $50,000 + 1.25 points

For conforming loans + .25 points for escrow waivers

*Rates are subject to change without notice.  For confirmation of current rates please contact a mortgage specialist at (800) SUN-1677.  Your rate may vary according to various property and loan characteristics. 

Other programs available:

JUMBO FINANCING - ADJUSTABLE RATE MORTGAGES - FIRST TIME HOMEBUYER - FHA  - REVERSE MORTGAGES

Construction Loan Programs: Designed for Stick Built and Modular Homes Programs for Personal Residence - Second Home - Investment Properties

For Rates to be effective Application must be obtained and Rate Lock Agreement signed


Click here for repayment examples
 


Talk to a Loan Officer today!
800-SUN-1677
SunHomeLoans@sunnb.com

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