Checking :: Personal :: Sun National Bank

Personal Checking Accounts

Account Name	Sun Secure	Sun Direct	Sun on Hand^TM	KAPOW	Maximum

Checks	FREE first order of 20 Wallet	FREE first order of 20 Wallet	FREE first order of 20 Wallet	FREE first order of 20 Wallet	FREE first order of 150 Wallet, plus reorders
Unlimited Check Writing	YES	YES	3 per statement cycle; then $.50 each	YES	YES
Interest Bearing		YES		YES	YES
Foreign ATM Fees	$2.00 per transaction	FREE	FREE	FREE	FREE
Refundable ATM Surcharge FEE			YES, up to $5 per statement cycle	YES, if daily balance requirement is met	YES
Debit Card Bonus			YES¹
Direct Deposit	FREE	FREE required	FREE	FREE	FREE
E-Statement	FREE	FREE	FREE required	FREE	FREE
Can I avoid a monthly maintenance fee?	No fee	YES+	YES¹	YES**	YES***
ADD ON THESE GREAT SERVICES WITH EASY EXTRAS™
Online Banking	FREE	FREE	FREE	FREE	FREE
Online Bill Pay	$5.95 per month	$2.95 per month	FREE	FREE	FREE
Plus, all these services	FREE Visa® Debit Card, plus FREE Rewards FREE Mobile Banking FREE Sun Dial® Telephone Banking FREE FinanceWorks™ Savings and Security Suite available		FREE Visa® Debit Card, plus FREE Rewards FREE Mobile Banking FREE Sun Dial® Telephone Banking FREE FinanceWorks™ Savings and Security Suite available

*Intro Annual Percentage Yield (APY) available for balances $2,500 to $249,999 only. 1.00% APY guaranteed until March 31, 2012. (Tiers: $0-$2,499--0% APY, $2,500-$49,999--1.00%APY, $50,000-$149,999-1.00% APY, $150,000-$249,999--1.00% APY, $250,000 or more--.50% APY) After March 31, 2012, the APY will be .50% on all tiers shown and subject to change thereafter without notice based on market conditions. Offers/rates can be withdrawn or changed at anytime without notice. Limit one account per customer. New personal accounts only. New money only defined as funds not currently on deposit with Sun National Bank. Minimum to open: $25. Minimum daily balance: $2,500 required to avoid $25 monthly fee. E-statement delivery and new Visa® Check Card required to open account. Interruption in E-Statement delivery will result in $5 monthly fee. Fees may reduce earnings. Limit one account per customer. Savings Booklet will be fulfilled for qualified customers on/or about January 31, 2012.

$25 Minimum opening deposit on all personal checking accounts shown.

1Offset $5 monthly fee by earning $.15 bonus per debit card purchase transaction. Maximum $10 debit card bonus per statement cycle. A 1099 Misc. may be issued for tax purposes. Ask for details.

**Maintain minimum daily balance of $2,500 to avoid $20 monthly fee.

***Maintain minimum daily combined balance of $25,000 to avoid $25 monthly fee. Combined minimum balance required can include balances in checking account, Max Savings/MMA, CDs, IRAS/SEP and/or outstanding loan balances.

+At least one direct deposit of payroll, social security disability, unemployment or pension funds per statement cycle is required, otherwise a $10 monthly service fee will be applied.

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Headquarters: 226 Landis Avenue, Vineland, NJ 08360 1.800.SUN.9066 | Nasdaq: SNBC

Sun Home Loans is a division of Sun National Bank.
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