


Sun e-Checking
Home improvements, debt consolidation, college tuition ... imagine all of the ways you could improve your life with a Home Equity Line of Credit3 at such an incredible low rate. Plus interest is almost always tax deductible3 - nice!
A Home Equity Line of Credit is a great way to take advantage of new opportunities and cover unexpected expenses. Best of all, approval is quick and simple. So for peace of mind plus a great low rate, choose Sun National Bank and apply today!
Check out our Residential Mortgages with rates as low as 3.500%4 (3.594% APR4) with zero points.
At Sun National Bank, we believe the best way to upgrade your home is by downsizing your rate. For more information or to apply, visit our mortgage center or call 1.800.SUN.9066. Now is the perfect time to act!
*Intro Annual Percentage Yield (APY) available for balances $2,500 to $249,999 only. 1.00% APY guaranteed until March 31, 2012. (Tiers: $0-$2,499--0% APY, $2,500-$49,999--1.00%APY, $50,000-$149,999-1.00% APY, $150,000-$249,999--1.00% APY, $250,000 or more--.50% APY) After March 31, 2012, the APY will be .50% on all tiers shown and subject to change thereafter without notice based on market conditions. Offers/rates can be withdrawn or changed at anytime without notice. Limit one account per customer. New personal accounts only. New money only defined as funds not currently on deposit with Sun National Bank. Minimum to open: $25. Minimum daily balance: $2,500 required to avoid $25 monthly fee. E-statement delivery and new Visa® Check Card required to open account. Interruption in E-Statement delivery will result in $5 monthly fee. Fees may reduce earnings. Limit one account per customer. Savings Booklet will be fulfilled for qualified customers on/or about January 31, 2012.
1 Annual Percentage Yield (APY) Tiers: $0.01-$24,999--$1.00%, APY, $25,000-$49,999-1.00% APY, $50,000-$149,999—1.00% APY, $150,000-$250,000=-1.00% Balances over $250,000 -.50%. Offer can be withdrawn, changed or enhanced at anytime without notice. Available to E-Checking account customers only. E-Statement required for this account. Rates subject to change. e-Savings permits up to six preauthorized transfers (automatic or telephonic including Sun Online Banking Sun Dial Telephone Banking) per statement cycle- $15 excessive activity fee over the limit of six. Fees may reduce earnings.
2 The other financial institutions and/or ATM operators may charge for using their ATMs.
3 Variable Annual Percentage Rate (APR) based on The Wall Street Journal “Prime Rate” (Prime), 3.25% as of 9/21/11. 2.99% APR (Prime minus .26%) rate for new $50,000 or higher line of credit accounts with $10,000 drawn at time of closing. Quoted rate is for primary residence and includes a .50% discount for automatic payment deduction from a Sun checking account. Maximum APR 18%. Product has floor rate of 2.99%. Rate and terms may change at any time without notice. Quoted rate is for a primary residence with a higher rate available for non-owner occupied residence. Other rates and terms available and vary by property type, loan amount, credit history, lien position and LTV ratio. Not available for homes currently for sale or intended for sale within six months of closing. Property insurance required. Flood insurance may be required. $50 annual participation fee. Closing costs are waived but an early termination fee of $250 will be charged if line is closed within first 24 months. Subject to credit approval and underwriting criteria. Other restrictions may apply. Consult your tax advisor for deductibility of interest.
4 Annual Percentage Rate (APR). Stated Rate and APR based on $150,000 loan. Rates are effective as of 10/20/11 and subject to change without notice. Pre-Qualifications are not a commitment to lend. Additional information may be required for loan approval. Other conditions may apply. Offers cannot be combined with any other offers. Mortgage loans are offered by Sun Home Loans, a division of Sun National Bank.