Rates :: Sun National Bank
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Sun National Bank


 

CURRENT RATES

Rates are subject to change at anytime.

 

Deposit Rates Effective As of 6/1/2012

**Loan Rates Effective As of 6/1/2012

 

 

Select:

 

Personal Money Market Rates

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

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Personal Savings Rates

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

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Personal CD/*IRA's (under $100M)

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

*Minimum Term for Roth and Educational IRAs is One (1) Year

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Club Accounts

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

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SunRay, SunGold, Max, HIP and KAPOW! Relationship Accounts

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

*A penalty will be imposed for early withdrawal
** Available for Max Checking customers only with new money

 

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Business/Commercial Account Rates

Product NameInterest RateAPYMinimum Required

 

 

 

 

 

 

 

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Fixed Rate Home Equity Loans

Maximum LTV 80%

Loan TermMinimum New
Advance/Money
Amount
Automatic DebitCoupon Book

 

 

 

 

 



Second homes and investment properties maximum LTV 75% add 50 basis points to above rates

 

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Revolving Home Equity Line of Credit

Minimum Line $10,000 or Increase $50,000

Credit LineAutomatic DebitBilling Statement

 

All HELOC's have a $50 annual fee and require a $10,000 minimum advance at account opening
*Tier 1 HELOC's have a rate floor of 3.25% APR (Annual Percentage Rate)
**Standard HELOC's rates may show the rate floor of 4.00%
***0.99% Promo rate must be P&I payments and have automatic payments from a Sun account
****$150 Closing Fee on 3yr Fixed Rate HELOC
$ 250 Early Termination Fee Charged if account is closed within 2 years
Credit Line Rates are Variable Based on Wall Street Journal Prime
Second homes and investment properties maximum LTV 75% add 50 basis points to above rates

 

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New Boat

Maximum Advance 80%
$25,000 - $100,000

TermAutomatic DebitCoupon Book

 

 

 

 

 

 

Used Boat

Maximum Advance 70% or NADA Trade-In-Value
Minimum $25,000 - $100,000

TermAutomatic DebitCoupon Book

 

 

 

 

 


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Automobile Loans

New Auto

Maximum Advance 80%
$5,000 Minimum

TermAutomatic DebitCoupon Book

 

 

 

 

 

 

Used Auto

Maximum Advance NADA Trade-In Value
Minimum $5,000

Year of AutoTermAutomatic DebitCoupon Book


New and Used Car Values can be found on-line (Kelly Blue Book): WWW.KBB.COM
Used car values can be found in Appro  

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Unsecured

Loan TypeTermMin Loan AmtMax Loan AmtAutomatic DebitCoupon Book / Billing Stment

 

 

 

 

 

 

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Certificate of Deposit Secured Loans

 

 

 

 

 

Rate is 2%* over CD Annual Percentage Yield: Minimum of 5%.
* Add 50 Basis Points (1/2 of 1%) if payments are made with a coupon * book.


 A $50.00 fee will be charged for all loans that require re-documentation for change of settlement date.

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