Hedge Direct

As part of your Business Banking relationship with Sun National Bank, qualified customers can utilize Sun's Hedge Direct program.

Hedge Direct offers products to protect your business from fluctuating interest rates that can affect your loan and your bottom line.

Interest Rate Swaps

Interest rate swaps offer your business a number of advantages.

• You can change the terms of your loan by going from fixed to floating or vice versa
• With a variable rate loan, Hedge Direct offers you the flexibility in the timing of when you decide to lock into a fixed rate.
• Two-way pre-payment considerations provide more flexibility for loan restructuring

Caps & Floors

Hedge Direct offers you a clear outline of your floating loan rates.

Rate Caps (maximums) and Floors (minimums) provide you with additional tools to help manage highs and lows in volatile interest rate environments.